Additional Financial Policy Information Rehabilitation Center
Private/Group Health Insurance
We participate with various group health insurance plans. Please contact your insurance to verify Rockford Orthopedic as participating providers. It is our policy to confirm the eligibility and benefits of all of our patients and inform them of the particulars of their insurance coverage for therapy at the time of their first visit. We also work with the patient's doctor and insurance company to obtain authorization for therapy when it is required.
We are happy to check your eligibility and benefits. You must supply us with a copy of your insurance card(s).
We provide insurance billing services for our patients on a daily basis. Any balance due after the patient's insurance has paid, such as coinsurance and/or deductible amounts, is billed to the patient on a monthly basis. Co-payments are collected at the time of each visit.
Medicare
We accept insurance for all Medicare recipients. We will provide billing to both Medicare and your secondary or supplemental insurance if you should participate in one. If you do not have a secondary or supplemental insurance you will have a 20% co-pay on the allowable amount accepted by Medicare.
Auto Insurance
Patients who are involved in a motor vehicle accident are required to use their automobile insurance if there is "Medical Pay" included in their policy. These amounts generally range from $1,000.00 to $20,000.00 depending on the policy and our clinic will bill the patient's insurance up to the amount of ìMedical Payî included in their policy.
Workers' Compensation
Injured workers have 100% coverage for accepted claims through their employer's worker's compensation insurance. Due to workers' compensation regulations legislated by the Illinois State Assembly, prior authorization for therapy may be required before the patient can begin therapy. We work with the patient's doctor and workers compensation adjustor to obtain authorizations in as timely a fashion as possible.
Self-Pay
For patients without insurance, we have affordable payment options available. We accept payments by cash, check, MasterCard, Visa Debit and Credit Card, Discover Card, and American Express.
Rockford Orthopedic Insurance Specialists
Patients who have specific questions regarding therapy authorization are welcome to contact the billing department at Rockford Orthopedic at 815-484-6991 to receive further clarification on benefit levels and coverage.
