Insurance & Billing
Rockford Orthopedic Surgery Center

It is important to familiarize yourself with your health insurance policy and know your deductible, co-pay, and policy limits. Rockford Orthopedic does not have access to your specific health insurance policy and is not able to provide you with the costs you may be responsible for prior to billing. If you will be under going a procedure at our Surgery Center, we do offer financial counseling to help you understand the types of charges you may be subject to and how to contact your insurance carrier to understand your coverage and personal responsibilities. Below you will find a list of the participating insurance networks in which Rockford Orthopedic Surgery Center belongs.

Please note that any co-payment required by your insurance carrier is due, and must be paid, on the date of your surgery when you check-in. Non-payment may result in the re-scheduling of your appointment or a billing fee.

You may also be subject to separate charges from those applied by Rockford Orthopedic. For example, anesthesiology services are billed by and payable to the anesthesiologist directly.

Our Financial Policy and Procedures - Surgery Center policy provides more detailed disclosure.

Here is additional information you should understand prior to receiving services at Rockford Orthopedic Surgery Center:

  • Our office participates in Medicare.
  • We will assist you in filling out insurance forms at no charge. We will also fill out non-medical insurance forms. However, a $10.00 charge is required with payment at the time of request.
  • It is your responsibility to make sure your health insurance company pays for services rendered. The contract is between you and your health insurance carrier.
  • If insurance benefits are paid directly to you, it becomes your obligation to forward them directly to us.
  • We require the assignment of insurance benefits to Rockford Orthopedic Associates for services we perform.
  • All elective surgical procedures must be approved by your insurance carrier prior to scheduling.
  • Rockford Orthopedic physicians are on staff or have privileges at all three Rockford hospitals as well as our own outpatient surgery center and Rockford Ambulatory Surgery Center.

Rockford Orthopedic Surgery Center

Participating Insurance Networks

  • Blue Cross Blue Shield Definity Health (only if Northern Illinois Health Plans is listed on card)
  • ECOH (Employers Coalition on Health)
  • Freeport Regional Health Alliance (Northern Illinois Health Plans)
  • Humana
  • IDPA
  • Medicare
  • OSF Health Plans (HMO and POS only, not PPO)
  • Physicians Care Network (PCN)
  • Railroad Medicare
  • United Healthcare